Terms of Service

Effective Date: November 2, 2025
Last Updated: November 2, 2025

These Terms of Service ("Terms") apply to all applications developed and published by Atlas Apps, including NutSpend and future applications. By downloading, installing, or using any Atlas Apps application, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing or using any Atlas Apps application ("the App" or "our Apps"), you agree to comply with and be bound by these Terms of Service. If you do not agree to these Terms, please do not use our Apps.

We reserve the right to modify these Terms at any time. We will notify users of any material changes through the App or via email. Your continued use of the App after such modifications constitutes your acceptance of the updated Terms.

2. Description of Service

Atlas Apps provides mobile applications designed to help users manage their daily tasks with privacy and ease. Our services include:

  • NutSpend: An intelligent expense management application with OCR receipt scanning, voice entry, and budget tracking
  • Future Applications: Additional productivity and management tools following our privacy-first principles

All Apps use a local-first architecture, meaning your data is stored primarily on your device. Optional cloud backup features may be available for data synchronization across devices.

3. User Accounts and Registration

3.1 Account Creation

Some features may require you to create an account. When creating an account, you agree to:

  • Provide accurate, current, and complete information
  • Maintain and promptly update your account information
  • Maintain the security of your account credentials
  • Accept responsibility for all activities that occur under your account

3.2 Account Security

You are responsible for safeguarding your account password and for any activities or actions under your account. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

4. Acceptable Use Policy

4.1 Permitted Use

You may use our Apps for lawful purposes only. You agree to use the Apps in accordance with:

  • All applicable local, national, and international laws and regulations
  • These Terms of Service
  • Our Privacy Policy
  • Any additional guidelines or policies we may publish

4.2 Prohibited Activities

You agree NOT to:

  • Use the Apps for any illegal or unauthorized purpose
  • Attempt to gain unauthorized access to our systems or networks
  • Reverse engineer, decompile, or disassemble the Apps
  • Remove, alter, or obscure any copyright, trademark, or other proprietary rights notices
  • Use the Apps to transmit viruses, malware, or other harmful code
  • Interfere with or disrupt the Apps or servers connected to the Apps
  • Collect or harvest any personally identifiable information from other users
  • Use automated systems or software to extract data from the Apps ("scraping")

5. App-Specific Terms

5.1 NutSpend - Expense Management

When using NutSpend, you acknowledge that:

  • OCR Accuracy: Receipt scanning using OCR technology may not be 100% accurate. You are responsible for verifying all scanned data
  • Voice Recognition: Voice entry features use speech-to-text technology which may not be 100% accurate. You are responsible for reviewing and correcting any voice-entered data before saving
  • Financial Data: You are solely responsible for the accuracy of financial data entered into NutSpend
  • Tax Purposes: While NutSpend can help organize expenses, you should consult with a qualified tax professional for tax-related advice
  • Currency Conversion: Currency conversion rates are provided for convenience and may not reflect real-time exchange rates

6. Intellectual Property Rights

6.1 Our Intellectual Property

The Apps and all content, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Atlas Apps and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

6.2 Your Content

You retain all rights to the data and content you create or upload to our Apps ("Your Content"). By using our Apps, you grant us a limited license to process and store Your Content solely for the purpose of providing the service to you.

Given our local-first architecture, most of Your Content remains on your device. If you use optional cloud backup features, you grant us permission to store encrypted copies of Your Content on our servers for synchronization purposes.

7. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and disclosure of your personal information is governed by our Privacy Policy. By using our Apps, you consent to our Privacy Policy.

Key privacy commitments:

  • Local-first data storage on your device
  • End-to-end encryption for optional cloud backups
  • No selling or sharing of your personal data with third parties
  • Minimal data collection practices

8. Subscriptions and Payments

8.1 Free and Premium Features

Our Apps may offer both free features and premium features available through in-app purchases or subscriptions.

8.2 Billing and Subscriptions

If you purchase a subscription:

  • Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period
  • Your account will be charged for renewal within 24 hours prior to the end of the current period
  • You can manage or cancel subscriptions through your device's app store settings (Google Play Store or Apple App Store)
  • Prices are subject to change with notice

8.3 Refunds

Refund policies are determined by the respective app store (Google Play Store or Apple App Store). Please contact the app store directly for refund requests. We do not have direct control over app store refund policies.

9. Disclaimers and Limitations of Liability

9.1 "As Is" Basis

THE APPS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

9.2 No Warranty

Atlas Apps does not warrant that:

  • The Apps will function uninterrupted, secure, or error-free
  • Defects will be corrected
  • The Apps are free of viruses or other harmful components
  • Results obtained from using the Apps will be accurate or reliable

9.3 Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ATLAS APPS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM:

  • Your use or inability to use the Apps
  • Any unauthorized access to or use of our servers and/or any personal information stored therein
  • Any interruption or cessation of transmission to or from the Apps
  • Any bugs, viruses, or other harmful code that may be transmitted to or through the Apps
  • Any errors or omissions in any content or for any loss or damage incurred as a result of your use of any content

10. Indemnification

You agree to indemnify, defend, and hold harmless Atlas Apps, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorney's fees, arising out of or in any way connected with:

  • Your access to or use of the Apps
  • Your violation of these Terms
  • Your violation of any third-party rights, including intellectual property rights
  • Any content you submit or transmit through the Apps

11. Termination

11.1 Termination by You

You may stop using our Apps at any time by uninstalling the application from your device and, if applicable, deleting your account.

11.2 Termination by Us

We reserve the right to suspend or terminate your access to the Apps at any time, with or without notice, for any reason, including but not limited to:

  • Violation of these Terms
  • Fraudulent, abusive, or illegal activity
  • Extended periods of inactivity
  • Technical or security reasons

11.3 Effect of Termination

Upon termination:

  • Your right to use the Apps will immediately cease
  • If applicable, we may delete your cloud-stored data after a reasonable grace period
  • Local data on your device will remain until you uninstall the App
  • Provisions that by their nature should survive termination will survive (e.g., intellectual property rights, disclaimers, limitations of liability)

12. Changes to the Apps

We reserve the right to modify, suspend, or discontinue any part of the Apps at any time, with or without notice. We will not be liable to you or any third party for any modification, suspension, or discontinuation of the Apps.

13. Third-Party Services and Links

Our Apps may contain links to third-party websites or services that are not owned or controlled by Atlas Apps. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that Atlas Apps shall not be responsible or liable for any damage or loss caused by or in connection with your use of any third-party services.

14. Governing Law and Dispute Resolution

14.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of Switzerland, without regard to its conflict of law provisions.

14.2 Dispute Resolution

Any disputes arising out of or relating to these Terms or the Apps shall be resolved through:

  • Informal Resolution: First, by contacting us at contact.atlasapps@gmail.com to seek an informal resolution
  • Arbitration: If informal resolution fails, disputes shall be resolved through binding arbitration in Switzerland
  • Small Claims Court: Either party may bring an action in small claims court instead of arbitration

14.3 Class Action Waiver

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

15. General Provisions

15.1 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Atlas Apps regarding the use of our Apps.

15.2 Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the Terms will otherwise remain in full force and effect.

15.3 Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

15.4 Assignment

You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms without restriction.

15.5 Force Majeure

Atlas Apps shall not be liable for any failure to perform its obligations where such failure results from any cause beyond our reasonable control, including but not limited to mechanical, electronic, or communications failure or degradation.

16. Contact Information

If you have any questions about these Terms of Service, please contact us:

Document Information

Version: 1.0

Effective Date: November 2, 2025

Last Updated: November 2, 2025

Available Languages: English | Deutsch | Français | Italiano | Español